Lawyer H. Raymond Terpstra, graduated from Allegheny College, B.A., cum laude, Alden Scholar 1, 2, 3, 4, 1978 Drake University Law School, J.D., with distinction, Leland Stanford Forrest Scholarship 1, 2, 3, 1981, is now employed by Terpstra & Epping at 3600 1st Avenue, N.E., Suite 101 Cedar Rapids, IA 52402.

While being a member of Linn County, Iowa State and Federal Bar Associations; American Bankruptcy Institute., H. Raymond Terpstra is one of the more than one million lawyers in United States. Before choosing H. Raymond Terpstra as your lawyer, you should consider whether H. Raymond Terpstra offers free consultation, (if not) how much the initial interview costs, if there is any hidden attorney fees, what's the fee schedule, whether he or she has good community reputation and is able to provide a list of good references. You can also contact the Board of Professional Responsibility of the state bar, to find out if H. Raymond Terpstra has ever been placed under any disciplinary actions. Please be aware that, though H. Raymond Terpstra's office is located at Cedar Rapids, IA, he or she might belong to the bar association of other states.

You should also ask how long the lawyer has been in practice, how much experience he or she has in cases like yours, and more importantly, the outcomes of those cases! Focus of the lawyer's practice and years of experience are also very important factors in your evaluation process. The more focused the lawyer's practice areas, the better service he or she could provide. So do not make decisions solely on one or two factors. Only hire lawyers you feel comfortable with as they will represent you and your interests, and you will be sharing private details about your life with them.

H. Raymond Terpstra has been admitted in 1981, Iowa; U.S. District Court, Northern District of Iowa; U.S. District Court, Southern District of Iowa; U.S. Bankruptcy Court, Northern and Southern Districts of Iowa; U.S. Court of Appeals, Eight Circuit; U.S. Supreme Court;. His or her practice areas include Banking Law & Litigation, Bankruptcy - Creditor, Commercial Law & Litigation, Creditor's Rights, Lender Liability Defense, Foreclosures, Agriculture Foreclosures, Real Estate, Trusts & Estates, Wills & Probate, Workouts - Creditor, Commercial Law, Commercial Real Estate.

H. Raymond Terpstra's college and law school education includes Allegheny College, B.A., cum laude, Alden Scholar 1, 2, 3, 4, 1978, Drake University Law School, J.D., with distinction, Leland Stanford Forrest Scholarship 1, 2, 3, 1981. Other biographical background includes Ray Terpstra represents lenders in bankruptcy cases in Northern and Southern Districts of Iowa. He prosecutes replevins and commercial, agricultural and consumer mortgage foreclosures for secured lenders. His trial practice focuses on commercial litigation, collections and lender liability defense. Ray counsels and represents financial institutions in a variety of litigation matters. He advises lenders on commercial transactions including all aspects of secured and unsecured lending. Ray also has extensive background in real estate law, wills, trusts and probate. He also practices in the area of entity formation, stock and asset sales. Ray has presented at real estate and bankruptcy conferences.Ray is admitted to the Northern and Southern United States District Courts of Iowa, Northern and Southern United States Bankruptcy Courts of Iowa, the 8th Circuit Court of Appeals, the Supreme Court of the United States of America and the Supreme Court of Iowa.Ray is a member of the Federal Bar Association, Iowa State Bar Association, Bankruptcy and Commercial Law and real estate sections, the Linn County Bar Association, and the American Bankruptcy Institute.Mr. Terpstra has represented numerous Banks in Bankruptcy cases, lender liability cases, foreclosures and agricultural and commercial collections including but not limited to the following cases with favourable outcomes:Reynolds v. Solon State Bank 745 N.W. 2nd 96 (Iowa App. 2002) The Defense verdict followed a six day j. You should contact other lawyers and law firms nearby before choosing your legal representatives.

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