Lawyer Andrew P. Schmutz, graduated from Syracuse University, B.A., English Literature, 1991; Tulane University, M.B.A., Finance, 1996 Tulane University Law School, J.D., 1996, is now employed by Kutak Rock LLP at Suite 28B, Two Liberty Place 50 South 16th Street Philadelphia, PA 19102.

While being a member of •National Association of Bond Lawyers •Pennsylvania Association of Bond Lawyers, Andrew P. Schmutz is one of the more than one million lawyers in United States. Before choosing Andrew P. Schmutz as your lawyer, you should consider whether Andrew P. Schmutz offers free consultation, (if not) how much the initial interview costs, if there is any hidden attorney fees, what's the fee schedule, whether he or she has good community reputation and is able to provide a list of good references. You can also contact the Board of Professional Responsibility of the state bar, to find out if Andrew P. Schmutz has ever been placed under any disciplinary actions. Please be aware that, though Andrew P. Schmutz's office is located at Philadelphia, PA, he or she might belong to the bar association of other states.

You should also ask how long the lawyer has been in practice, how much experience he or she has in cases like yours, and more importantly, the outcomes of those cases! Focus of the lawyer's practice and years of experience are also very important factors in your evaluation process. The more focused the lawyer's practice areas, the better service he or she could provide. So do not make decisions solely on one or two factors. Only hire lawyers you feel comfortable with as they will represent you and your interests, and you will be sharing private details about your life with them.

Andrew P. Schmutz has been admitted in 1996, Louisiana (inactive); 1998, Pennsylvania. His or her practice areas include Public Finance; Bond Counsel; Borrower's Counsel; Underwriter's Counsel; Derivatives and Investment Products; Health Care Finance; Securitizations; Industrial Development Revenue Bonds; Transportation; Airports; Housing; Multifamily Housing.

Andrew P. Schmutz's college and law school education includes Syracuse University, B.A., English Literature, 1991; Tulane University, M.B.A., Finance, 1996, Tulane University Law School, J.D., 1996. Other biographical background includes • Served as counsel to major and regional investment banks in swap and other derivative transactions totaling more than $1 billion in notional amount of transactions in the past year alone. • Served as primary counsel to one of the largest multifamily owners in the United States on all bond and structured finance transactions. • Served as borrower's counsel on restructuring of $175 million portfolio of Fannie Mae credit-enhanced multifamily properties and $100 million portfolio of Freddie Mac credit-enhanced multifamily properties. • Served as bond counsel on $225 million airport financing. • Served as underwriter's counsel on $140 million financing of neighborhood transformation initiative. • Served as underwriter's counsel on $310 million issue of gas works revenue bonds. • Served as borrower's counsel on $80 million financing of portfolio of airport cargo facilities.. You should contact other lawyers and law firms nearby before choosing your legal representatives.

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