Lawyer Harold S. Horwich, graduated from Brown University, Bachelor of Arts, magna cum laude, 1975 Boston University School of Law, Juris Doctor, 1978, is now employed by Bingham McCutchen LLP at One State Street Hartford, CT 06103.

While being a member of •International Association Insurance Receivers (IAIR), Harold S. Horwich is one of the more than one million lawyers in United States. Before choosing Harold S. Horwich as your lawyer, you should consider whether Harold S. Horwich offers free consultation, (if not) how much the initial interview costs, if there is any hidden attorney fees, what's the fee schedule, whether he or she has good community reputation and is able to provide a list of good references. You can also contact the Board of Professional Responsibility of the state bar, to find out if Harold S. Horwich has ever been placed under any disciplinary actions. Please be aware that, though Harold S. Horwich's office is located at Hartford, CT, he or she might belong to the bar association of other states.

You should also ask how long the lawyer has been in practice, how much experience he or she has in cases like yours, and more importantly, the outcomes of those cases! Focus of the lawyer's practice and years of experience are also very important factors in your evaluation process. The more focused the lawyer's practice areas, the better service he or she could provide. So do not make decisions solely on one or two factors. Only hire lawyers you feel comfortable with as they will represent you and your interests, and you will be sharing private details about your life with them.

Harold S. Horwich has been admitted in 1981, Connecticut; 1982, Massachusetts; 2001, New York; U.S. District Court, District of Connecticut; U.S. District Court, District of Massachusetts. His or her practice areas include Insurance; Financial Restructuring; Financial Services; Banking and Leveraged Finance; Environmental Liabilities in Bankruptcy.

Harold S. Horwich's college and law school education includes Brown University, Bachelor of Arts, magna cum laude, 1975, Boston University School of Law, Juris Doctor, 1978. Other biographical background includes Horwich Weighs in on Insurer Insolvencies Best's Review, Aug. 1, 2011 - While U.S. regulators steer insolvencies through a defined legal course, a schemes-of-arrangement approach in the U.K. cedes decision-making authority to creditors. An underlying goal of the schemes process is to engage companies and creditors in ways that affect an expedient outcome for insolvencies. While the scheme itself must be sanctioned by the court, its key decisions are subject to approval by a majority of creditors. Partner Hal Horwich, head of Bingham's insurance practice, likened the approach to Chapter 11 bankruptcy proceedings in the United States. You have both voting and court approval with the expectation that the court is the place where someone could challenge the validity of the votes, but also the structure of the plan, Horwich said. He added that it's difficult to make a generalization about which system is faster but that there is a general perception that U.K. schemes move more quickly, efficiently and effectively. In part because you have insolvency practitioners who are moving the case, he said. They don't have the regulatory history with the company like a U.S. regulator has, so they come to it with a somewhat freer hand.. You should contact other lawyers and law firms nearby before choosing your legal representatives.

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