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Calaiaro | Valencik's practice areas include Bankruptcy Chapter 7, Bankruptcy Chapter 11, Bankruptcy Chapter 12, Bankruptcy Chapter 13, Foreclosure, Discharge of Tax Debts, Discharge of Student Loans, Discharge of Debt Alleged to be Credit by Fraud, Good Faith Determinations, Confirmations in Contested Chapter 13 cases, Protecting Assets from Sale by a Chapter 7 Trustee, Handling Competing issues of Divorce (Equitable Distribution) vs. Bankruptcy, Defending Objections to a Client’s Exemptions, Removing Judgment Liens that Impair a Client’s Exemption in Their Home, Stripping Off (Removing) Mortgages that Exceed a Home’s Value (Chapter 13), Cramming down Debt to Finance Companies on Automobiles and Personal Property, Careful Exemption Planning to Maximize Asset Retention, Halting Foreclosure or Repossession, Defending Fraudulent Conveyance Litigation, Dischargeability of Marital Debts, Helping Debtors Reorganize in Chapter 11 or Chapter 13, Disputing individual Liability for IRS Corporate Tax Assessments, Contesting Creditor Business Claims, Collecting Receivables in Chapter 11, Restructuring Secured Loans, Structuring a Chapter 11 Plan of Reorganization, Relief from Burdensome Leases or Guaranties, Liquidation of Assets at a Reasonable Schedule to Properly Close Down a Business, Purchasing Assets from a Chapter 7 or Chapter 11 case, Hostile Takeover of another Company in a Bankruptcy, Expelling Problem Shareholder Groups during Bankruptcy, Challenging Enforceability of Commercial Liens and Mortgages, Debt Relief

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