1. D. Sharmin Arefin
Title: Associate
Law School: Seton Hall University, J.D., 2002
College: Rutgers University, B.A., Political Science/Sociology, 1999
Admitted: Seton Hall University, J.D., 2002
Practice Area: Mortgage Banking Law; Banking Law; Automotive Franchises and Dealerships; Civil Litigation; Consumer Credit Compliance
Membership: New Jersey State and New York State Bar Associations; State Bar of Georgia.

2. Therese G. Franzén
Title: Partner
Law School: University of Georgia, J.D., 1980
College: University of Georgia, A.B., summa cum laude, 1977
Admitted: University of Georgia, J.D., 1980
Practice Area: Mortgage Banking Law, Banking Law, Consumer Credit Compliance, Interest and Usury, Complex Litigation, Automotive Franchises and Dealerships, Management Employment Law, Employment Litigation, Real Estate Litigation, Civil Litigation, Criminal
Membership: Atlanta, Gwinnett County and American Bar Associations; State Bar of Georgia.

3. Forrest Geoffrey Pearce
Title: Associate
Law School: Emory Law School, J.D., 2012
College: Wake Forest University, B.A., 2009
Admitted: Emory Law School, J.D., 2012
Practice Area: Mortgage Banking Law; Consumer Credit Compliance; Banking Law; Interest and Usury; Automotive Franchises and Dealerships
Membership: American Bar Association

4. Robert Walter Clark
Title: Associate
Law School: Roger Williams University School of Law, J.D., 2009
College: University of Massachusetts, B.A., 2004
Admitted: Roger Williams University School of Law, J.D., 2009
Practice Area: Mortgage Banking Law, Consumer Credit Compliance, Banking Law, Interest and Usury, Real Property Law
Membership: Massachusetts Bar Association, Georgia Bar Association.

5. Loretta Salzano
Title: Partner
Law School: University of Michigan, J.D., 1988
College: University of Michigan, B.A., with high distinction, 1984
Admitted: University of Michigan, J.D., 1988
Practice Area: Mortgage Banking Law, Consumer Credit Compliance, Banking Law, Interest and Usury, Real Property Law, Contracts & Agreements, Education, Employment & Labor
Membership: American Bar Association; State Bar of Georgia.

6. Jennifer Dozier
Title: Associate
Law School: University of Mississippi, J.D., 2005
College: University of Georgia, B.A., Political Science, 2002
Admitted: University of Mississippi, J.D., 2005
Practice Area: Mortgage Banking Law, Consumer Credit Compliance, Banking Law, Interest and Usury, Automotive Franchises and Dealerships, Real Property Law
Membership: American Bar Association; State Bar of Georgia.