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Gillespie & Murphy, P.A.'s practice areas include Personal bankruptcies are either “Chapter 7” or “Chapter 13” bankruptcies. If the language of bankruptcy is confusing to you, you’re not alone. Chapter 7 and Chapter 13 both refer to chapters in “Title 11” of the United States Code, the complete federal laws of the United States. The United States Code currently includes 53 titles. Title 11 is known as the U.S. Bankruptcy Code, the source of bankruptcy law in the United States. A Chapter 7 bankruptcy and a Chapter 13 bankruptcy are quite different kinds of procedures, but an attorney at Gillespie & Murphy will help you determine which type of bankruptcy best fits with your circumstances.

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