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James N. Charles's practice areas include Consumer Law; Mortgage Foreclosure; Debt Relief; Family Law; Insurance; Asset Protection; Credit Repair; Loan Restructuring; Consumer Bankruptcy; Consumer Banking; Consumer Loans; Credit Card Law; Credit Finance; Credit Fraud; Lender Liability; Loan Workouts; Class Actions; Uniform Commercial Code; Complex Commercial Litigation; Commercial Real Estate Foreclosure; Federal Civil Practice; Debtors Rights; Fair Debt Collection Practices Act; Automobile Fraud; Identity Theft; Governmental Law; Insurance Bad Faith; Insurance Coverage; Insurance Litigation; Property Insurance Coverage; Unfair Insurance Practices; Automobile Insurance Coverage; Americans with Disabilities Act; Confidentiality Agreements; Covenants Not To Compete; Employee Rights; False Arrest; Landlord and Tenant Law; Libel, Slander and Defamation; U.S. Supreme Court Litigation; Civil Litigation; Federal Civil Litigation; Mortgage Law; Commercial Mortgages; Mortgage Lien Foreclosure; Mortgage Refinancing; Mortgage Workouts; Real Estate Contracts; Foreclosures; Real Estate Foreclosure; Real Estate Fraud; Real Estate Litigation; Residential Real Estate Foreclosure; Personal Injury; Tax Audits; Federal Income Tax.

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