1. Kevin G. Howard
Title: Associate
Law School: McGeorge School of Law, University of the Pacific, J.D., 2002
College: University of Arizona, B.S., 1995
Admitted: McGeorge School of Law, University of the Pacific, J.D., 2002
Practice Area: Commercial Loans; Real Estate Finance; Secured Transactions; Creditor Bankruptcy; Workouts; Civil Litigation
Membership: American Bar Association; State Bar of California; Sacramento County Bar Association.

2. John H. McCardle
Title: Senior Associate
Law School: McGeorge School of Law, J.D., 1991
College: University of Denver, B.S., Accounting, 1981
Admitted: McGeorge School of Law, J.D., 1991
Practice Area: Real Estate Law; Real Estate Litigation; Commercial Real Estate; Landlord and Tenant Law; Business Litigation
Membership: State Bar of California; Sacramento County Bar Association.

3. Martha Evensen Opich
Title: Partner
Law School: McGeorge School of Law, University of the Pacific, J.D., 1980
College: University of California at Davis, A.B., 1977
Admitted: McGeorge School of Law, University of the Pacific, J.D., 1980
Practice Area: Banking Law; Financial Law; Real Property; Secured Transactions
Membership: Sacramento County Bar Association (Member, Real Property Section); State Bar of California (Member, Real Property and Business Law Sections); Women Lawyers of Sacramento.

4. Douglas H. Kraft
Title: Partner
Law School: McGeorge School of Law, University of the Pacific, J.D., with Great Distinction, 1991
College: Loyola University, Los Angeles (B.B.A., 1974; M.B.A., 1979)
Admitted: McGeorge School of Law, University of the Pacific, J.D., with Great Distinction, 1991
Practice Area: Commercial Loans; Creditor Bankruptcy; Creditors Rights; Real Estate Finance; Secured Transactions; Workouts; Litigation
Membership: American Bar Association; Sacramento County Bar Association (Commercial Law and Bankruptcy Section); State Bar of California (Insolvency Law Committee (2005-2008), Business Law Section; Member: Uniform Commercial Code Committee (2000-2003).