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The Law Offices of Winfield S. Payne III's practice areas include Bankruptcy; Bankruptcy Chapter 7; Bankruptcy Chapter 11; Bankruptcy Chapter 13; Stripping Second Mortgages; Foreclosures; Tax Consequences of Debt Cancellation; Car Repossession; Reaffirming Car Loans; Discharge of Income Taxes; Creditor Harassment; Protecting Property; Garnishments.

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