1. Mr. Carl Joseph Emmons
Title: Associate
Law School: Rutgers School of Law, Class of 2013, J.D.
College: University of Alabama, Class of 2010, BA
Admitted: Rutgers School of Law, Class of 2013, J.D.
Practice Area: Mortgage Services, Ejectments/Evictions, Landlord & Tenant Disputes, Landlord & Tenant, Financial Institutions, Real Estate, Landlord & Tenant, Wills & Living Wills
Membership: Associations & Memberships: Organizations•Alabama State Bar•Member, Young Lawyers Section•American Bar Association•Birmingham Bar Association

2. Robert D. Mitchell
Title: Shareholder
Law School: Arizona State University, Class of 1987, J.D.
College: Arizona State University, Class of 1984, B.S., Accounting
Admitted: Arizona State University, Class of 1987, J.D.
Practice Area: Commercial Litigation, Securities Litigation, Real Estate
Membership: Associations & Memberships: State Bar of Arizona State Bar of California Utah State Bar State Bar of Texas American Bar Association.

3. Mr. Jeff George Underwood
Title: Shareholder
Law School: Birmingham School of Law, Class of 1995, J.D.
College: Auburn University, Class of 1989, B.S.
Admitted: Birmingham School of Law, Class of 1995, J.D.
Practice Area: Financial Services (Default Servicing)
Membership: Associations & Memberships: Alabama State Bar Alabama Real Estate Commission, Instructor Birmingham Bar Association Manufactured Housing Titling Task Force, Legislative Proposal (2009) REOMAC (Real Estate Owned Managers Association of California), Southeast Land Title Association, Governmental… Read more Alabama State Bar Alabama Real Estate Commission, Instructor Birmingham Bar Association Manufactured Housing Titling Task Force, Legislative Proposal (2009) REOMAC (Real Estate Owned Managers Association of California), Southeast Land Title Association, Governmental Affairs/Legislative Committee Stewart Title, Current Member, Agency Advisory, Council of Alabama USFN, Current Member, REO/Eviction Committee. Read less

4. Jessica (Ginny) Cochran Rutledge
Title: Shareholder
Law School: Samford University's Cumberland School of Law, Class of 2001, J.D.
College: Auburn University, Class of 1998, B.S., cum laude
Admitted: Samford University's Cumberland School of Law, Class of 2001, J.D.
Practice Area: Financial Services (Default Servicing)
Membership: Associations & Memberships: Alabama Manufactured Housing Association Alabama State Bar Authorized Title Agent, Fidelity National Title, First American Title, Mississippi Valley Title Insurance Company, Stewart Title Guaranty Company Birmingham Bar Association Legal League 100, Compliance and Audit… Read more Alabama Manufactured Housing Association Alabama State Bar Authorized Title Agent, Fidelity National Title, First American Title, Mississippi Valley Title Insurance Company, Stewart Title Guaranty Company Birmingham Bar Association Legal League 100, Compliance and Audit Mortgage Bankers Association of America (MBA) National Reverse Mortgage Lenders Association MDSA USFN. Read less

5. Mrs. Diane C. Murray
Title: Shareholder
Law School: University of Alabama School of Law, Class of 1999, J.D.
College: University of Mobile, Class of 1996, B.A., magna cum laude
Admitted: University of Alabama School of Law, Class of 1999, J.D.
Practice Area: Financial Services (Default Servicing)
Membership: Associations & Memberships: Birmingham Bar Association, Chair, Bankruptcy and Commercial Section (2010), Executive Committee (2005–2008) American Legal & Financial Network (ALFN), Member.

6. Mr. Jacob A. Kiser
Title: Shareholder
Law School: Mississippi College School of Law, Class of 2007, J.D.
College: University of Mississippi, Class of 2004, B.A., English and Political Science
Admitted: Mississippi College School of Law, Class of 2007, J.D.
Practice Area: Financial Services (Default Servicing)
Membership: Associations & Memberships: Organizations•Admitted to practice•United States Court of Appeals for the Sixth, Eighth, and Eleventh Circuits•Alabama State Bar•American Bar Association•Birmingham Bar Association•Alternative Dispute Resolution Committee•Entertainment Committee•Future… Read more Organizations•Admitted to practice•United States Court of Appeals for the Sixth, Eighth, and Eleventh Circuits•Alabama State Bar•American Bar Association•Birmingham Bar Association•Alternative Dispute Resolution Committee•Entertainment Committee•Future Leaders Forum, Selection Committee•National Employment Lawyers Assocation•Member Read less

7. Mr. Donald Marion Wright
Title: Associate
Law School: University of Tennessee, Class of 1985, J.D., with honors
College: Tennessee Technological University, Class of 1976, B.S., Accounting
Admitted: University of Tennessee, Class of 1985, J.D., with honors
Practice Area: Banking & Finance, Bankruptcy & Creditor's Rights, Litigation, Mortgage Services, Bankruptcy, Civil Trial Practice, Complex Commercial Litigation, Creditor's Rights, Financial Institutions
Membership: Associations & Memberships: Organizations•Admitted to practice•United States Court of Appeals for the Eleventh Circuit•United States District Courts for the Northern, Middle, and Southern Districts of Alabama•Alabama State Bar•American Bankruptcy Institute•American Bar… Read more Organizations•Admitted to practice•United States Court of Appeals for the Eleventh Circuit•United States District Courts for the Northern, Middle, and Southern Districts of Alabama•Alabama State Bar•American Bankruptcy Institute•American Bar Association•Birmingham Bar Association•Commercial Law League of America•Law Firm Alliance•Board of Directors•Chair•Mid-South Commercial Law Institute•Former President, Board of Directors•Sirote & Permutt, PC•Head, Bankruptcy and Creditors' Rights Practice Group•Turnaround Management Association•USFN•Member, Bankruptcy Committee•University of Tennessee College

8. Mr. Stephen G. Collins
Title: Shareholder
Law School: Cumberland School of Law, Class of 1993, J.D.
College: Auburn University, Class of 1989, B.S.
Admitted: Cumberland School of Law, Class of 1993, J.D.
Practice Area: Foreclosures (Judicial and Non-Judicial Trustee Sales), Bankruptcy, Mortgage, Banking, Consumer Finance, Regulatory Compliance, Real Estate and Title Resolution, Loss Mitigation and Loan Workout
Membership: Associations & Memberships: Board Member, USFN (America’s Mortgage Banking Attorneys), 2008-2014 USFN Legal Issues Committee, Chair, 2006-2008 USFN Legal Issues Committee, Vice Chair, 2004-2006 USFN Committee Chair of the Year 2007 Mortgage Bankers’ Association of America.

9. Mr. Andrew Weil Saag
Title: Shareholder
Law School: Samford University's Cumberland School of Law, Class of 2008, J.D., cum laude
College: Samford University, Class of 2008, M.B.A., , University of Georgia, Class of 2005, B.A., cum laude
Admitted: Samford University's Cumberland School of Law, Class of 2008, J.D., cum laude
Practice Area: Financial Services (Default Servicing)
Membership: Associations & Memberships: Birmingham Bar Association Alabama Manufactured Housing Association USFN, Member of the Year (2019), Treasurer (2018–2019), Chair, USFN Audit/Finance Committee (2018–2019), Chair, Special USFN Committee to Draft Comment Letter to Regulation F (2019) American Legal & Financial… Read more Birmingham Bar Association Alabama Manufactured Housing Association USFN, Member of the Year (2019), Treasurer (2018–2019), Chair, USFN Audit/Finance Committee (2018–2019), Chair, Special USFN Committee to Draft Comment Letter to Regulation F (2019) American Legal & Financial Network (ALFN) Licensed Title Agent in Alabama MDSA Legal League 100. Read less

10. Mr. Andrew Monaghan
Title: Associate
Law School: University of Alabama School of Law, Class of 1995, J.D.
College: Birmingham Southern College, Class of 1989, B.A., Psychology
Admitted: University of Alabama School of Law, Class of 1995, J.D.
Practice Area: Financial Services (Default Servicing)
Membership: Associations & Memberships: Organizations•Admitted to practice•United States Bankruptcy Court for the Southern District of Alabama•United States District Court for the Middle and Southern Districts of Alabama•Alabama State Bar

11. Richard C. Gramlich
Title: Shareholder
Law School: Arizona State University, Class of 1992, J.D.
College: University of Arizona, Class of 1989, B.A.
Admitted: Arizona State University, Class of 1992, J.D.
Practice Area: Construction Litigation, Registrar of Contractors, Commercial/Business Litigation, Real Estate Litigation, Personal Injury, Product Liability, Wrongful Death
Membership:

12. Mr. Stephen Frank Bulgarella
Title: Associate
Law School: Samford University's Cumberland School of Law, Class of 2015, J.D.
College: University of Alabama, Class of 2011, B.S., History and Political Science
Admitted: Samford University's Cumberland School of Law, Class of 2015, J.D.
Practice Area: Financial Services (Default Servicing)
Membership: Associations & Memberships: Alabama State Bar Birmingham Bar Association Member, Bankruptcy and Commercial Law Section Member, Young Lawyers Section Birmingham Volunteer Lawyers’ Program.

13. Nora L. Jones
Title: Shareholder
Law School: University of Arizona, James E. Rogers College of Law, Class of 2011, J.D.
College: Arizona State University, College of Liberal Arts and Sciences, Class of 2008, B.A., Political Science
Admitted: University of Arizona, James E. Rogers College of Law, Class of 2011, J.D.
Practice Area: Probate, Trusts and Estates, Guardianship and Conservatorship
Membership: Associations & Memberships: Maricopa County Bar Association State Bar of Arizona. | Bar Fellowship: • Board of Directors of the Maricopa County Bar Association’s Estate Planning, Probate and Trust Section, Secretary• State Bar of Arizona, Probate & Trust Section Member• State Bar of Arizona, Elder Law, Mental Health & Special Needs Planning Member• Maricopa County Bar… Read more • Board of Directors of the Maricopa County Bar Association’s Estate Planning, Probate and Trust Section, Secretary• State Bar of Arizona, Probate & Trust Section Member• State Bar of Arizona, Elder Law, Mental Health & Special Needs Planning Member• Maricopa County Bar Association, Estate Planning, Probate and Trust Section Member• Arizona State University Alumni Association, Member Read less

14. Mrs. Enslen Lamberth Crowe
Title: Associate
Law School: Cumberland School of Law, Class of 2008, J.D.
College: University of Alabama, Class of 2000, B.A., magna cum laude, , University of Alabama, Class of 2002, M.A., magna cum laude
Admitted: Cumberland School of Law, Class of 2008, J.D.
Practice Area: Bankruptcy & Creditor's Rights, Mortgage Services, Regulatory, Compliance & Risk Management, Financial Institutions, Litigation, Mediation, Appeals
Membership: Associations & Memberships: Organizations•Admitted to practice•United States District Courts for the Northern, Middle, and Southern Districts of Alabama•Alabama State Bar•Birmingham Bar Association•Bankruptcy and Law Section•Birmingham Bar Foundation•Former Board Member•Equal… Read more Organizations•Admitted to practice•United States District Courts for the Northern, Middle, and Southern Districts of Alabama•Alabama State Bar•Birmingham Bar Association•Bankruptcy and Law Section•Birmingham Bar Foundation•Former Board Member•Equal Employment Opportunity Commission•Mediation Intern•Jefferson County District Attorney's Office•Law Clerk (2007) Read less

15. Ms. Elizabeth C. Loefgren
Title: Associate
Law School: University of Alabama School of Law, Class of 2012, JD
College: Auburn University, Class of 2009, BA, magna cum laude
Admitted: University of Alabama School of Law, Class of 2012, JD
Practice Area: Financial Services (Default Servicing)
Membership: Associations & Memberships: Alabama Manufactured Housing Association Alabama State Bar Birmingham Bar Association Legal League 100 MDSA Mortgage Bankers Association National Reverse Mortgage Lenders Association USFN.